{"id":10100,"date":"2013-07-26T15:20:00","date_gmt":"2013-07-26T14:20:00","guid":{"rendered":"https:\/\/svp.matrix-test.com\/article\/a-fate-worse-than-debt\/"},"modified":"2023-06-19T11:30:19","modified_gmt":"2023-06-19T10:30:19","slug":"struggling-with-debt","status":"publish","type":"post","link":"https:\/\/www.svp.ie\/blog\/struggling-with-debt\/","title":{"rendered":"A Fate Worse than Debt?"},"content":{"rendered":"<h3>Struggling with debt<\/h3>\n<p>Austerity isn\u2019t working. Don\u2019t take my word for it; according to the <a href=\"https:\/\/www.cso.ie\/en\/index.html\">Central Statistics Office<\/a> Ireland\u2019s economic growth is back in negative figures. And one of our Troika partners, the IMF, recently admitted that they failed to realise the damage austerity would do in the case of Greece. Yet the deficit facing Government coffers is still huge - \u20ac12 billion is one estimate. Minister Noonan has stated his intention to cut \u2013 and that means income supports, public services and more hardship. Austerity is set to deepen at a time when many household budgets are at breaking point. Many are struggling with debt. Unless we say clearly to him and other politicians that we need an end to austerity in Budget 2014. That\u2019s where your voice comes in.<\/p>\n<h3>Moneylenders<\/h3>\n<p>It\u2019s not just Ireland that is in debt. Our members tell us that as austerity deepens, the use of licenced moneylenders in their communities is growing. This is a worrying development, especially for those struggling with debt. The poorest pay more for these loans than those of us who can access credit union loans or similar. The interest rates associated with moneylenders are high. What appears as easy money up front turns into a significant financial burden in the longer term.<\/p>\n<p>It now emerges that One for All vouchers, an arm of An Post \u2013 a trusted service to the community \u2013 has an agreement with Provident moneylenders. People who buy these vouchers from Provident pay high rates of interest for a product they cannot use in all shops or services. We\u2019re concerned that agents will push the vouchers instead of cash, limiting choice to the customer who then may sell on the voucher to a third party for much less than the face value. The Provident customer will be left to repay the full face value of the voucher plus interest.<\/p>\n<div>At a time of real financial pressure for many, we do not believe An Post should be involved in such an unsavoury arrangement with a moneylender<\/div>\n","protected":false},"excerpt":{"rendered":"<p>&quot;At a time of real financial pressure, An Post&#039;s unsavoury arrangement with a money lender is unacceptable&quot; says John-Mark McCafferty<\/p>\n","protected":false},"author":3,"featured_media":18795,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"_price":"","_stock":"","_tribe_ticket_header":"","_tribe_default_ticket_provider":"","_tribe_ticket_capacity":"0","_ticket_start_date":"","_ticket_end_date":"","_tribe_ticket_show_description":"","_tribe_ticket_show_not_going":false,"_tribe_ticket_use_global_stock":"","_tribe_ticket_global_stock_level":"","_global_stock_mode":"","_global_stock_cap":"","_tribe_rsvp_for_event":"","_tribe_ticket_going_count":"","_tribe_ticket_not_going_count":"","_tribe_tickets_list":"[]","_tribe_ticket_has_attendee_info_fields":false,"footnotes":""},"categories":[94],"tags":[194,178,191],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>A Fate Worse than Debt? - Society of St. Vincent de Paul<\/title>\n<meta name=\"description\" content=\"SVP Social Justice Blog Post: A Fate Worse than Debt? Many household budgets are at breaking point and many struggle with debt.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.svp.ie\/blog\/struggling-with-debt\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"A Fate Worse than Debt? - Society of St. Vincent de Paul\" \/>\n<meta property=\"og:description\" content=\"SVP Social Justice Blog Post: A Fate Worse than Debt? Many household budgets are at breaking point and many struggle with debt.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.svp.ie\/blog\/struggling-with-debt\/\" \/>\n<meta property=\"og:site_name\" content=\"Society of St. Vincent de Paul\" \/>\n<meta property=\"article:published_time\" content=\"2013-07-26T14:20:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-06-19T10:30:19+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.svp.ie\/wp-content\/uploads\/2013\/07\/couple-managing-the-debt-2022-12-16-00-14-46-utc.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"833\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"svpweb\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"svpweb\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.svp.ie\/blog\/struggling-with-debt\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.svp.ie\/blog\/struggling-with-debt\/\"},\"author\":{\"name\":\"svpweb\",\"@id\":\"https:\/\/www.svp.ie\/#\/schema\/person\/6ce88244e82930b6852fec332da87f5e\"},\"headline\":\"A Fate Worse than Debt?\",\"datePublished\":\"2013-07-26T14:20:00+00:00\",\"dateModified\":\"2023-06-19T10:30:19+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.svp.ie\/blog\/struggling-with-debt\/\"},\"wordCount\":346,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.svp.ie\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.svp.ie\/blog\/struggling-with-debt\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.svp.ie\/wp-content\/uploads\/2013\/07\/couple-managing-the-debt-2022-12-16-00-14-46-utc.jpg\",\"keywords\":[\"End Poverty\",\"Social Justice\",\"Social Justice Advocacy\"],\"articleSection\":[\"Blog\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.svp.ie\/blog\/struggling-with-debt\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.svp.ie\/blog\/struggling-with-debt\/\",\"url\":\"https:\/\/www.svp.ie\/blog\/struggling-with-debt\/\",\"name\":\"A Fate Worse than Debt? - Society of St. Vincent de Paul\",\"isPartOf\":{\"@id\":\"https:\/\/www.svp.ie\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.svp.ie\/blog\/struggling-with-debt\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.svp.ie\/blog\/struggling-with-debt\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.svp.ie\/wp-content\/uploads\/2013\/07\/couple-managing-the-debt-2022-12-16-00-14-46-utc.jpg\",\"datePublished\":\"2013-07-26T14:20:00+00:00\",\"dateModified\":\"2023-06-19T10:30:19+00:00\",\"description\":\"SVP Social Justice Blog Post: A Fate Worse than Debt? Many household budgets are at breaking point and many struggle with debt.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.svp.ie\/blog\/struggling-with-debt\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.svp.ie\/blog\/struggling-with-debt\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.svp.ie\/blog\/struggling-with-debt\/#primaryimage\",\"url\":\"https:\/\/www.svp.ie\/wp-content\/uploads\/2013\/07\/couple-managing-the-debt-2022-12-16-00-14-46-utc.jpg\",\"contentUrl\":\"https:\/\/www.svp.ie\/wp-content\/uploads\/2013\/07\/couple-managing-the-debt-2022-12-16-00-14-46-utc.jpg\",\"width\":1200,\"height\":833,\"caption\":\"Couple managing the debt\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.svp.ie\/blog\/struggling-with-debt\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.svp.ie\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"A Fate Worse than Debt?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.svp.ie\/#website\",\"url\":\"https:\/\/www.svp.ie\/\",\"name\":\"Society of St. Vincent de Paul\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/www.svp.ie\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.svp.ie\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.svp.ie\/#organization\",\"name\":\"Society of St. Vincent de Paul\",\"url\":\"https:\/\/www.svp.ie\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.svp.ie\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.svp.ie\/wp-content\/uploads\/2022\/06\/logo-header.png\",\"contentUrl\":\"https:\/\/www.svp.ie\/wp-content\/uploads\/2022\/06\/logo-header.png\",\"width\":174,\"height\":100,\"caption\":\"Society of St. Vincent de Paul\"},\"image\":{\"@id\":\"https:\/\/www.svp.ie\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.svp.ie\/#\/schema\/person\/6ce88244e82930b6852fec332da87f5e\",\"name\":\"svpweb\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.svp.ie\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/c7bc124c61d6ec9b965ab83a5cc5ea81?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/c7bc124c61d6ec9b965ab83a5cc5ea81?s=96&d=mm&r=g\",\"caption\":\"svpweb\"},\"url\":\"https:\/\/www.svp.ie\/author\/svpweb\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"A Fate Worse than Debt? - Society of St. Vincent de Paul","description":"SVP Social Justice Blog Post: A Fate Worse than Debt? Many household budgets are at breaking point and many struggle with debt.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.svp.ie\/blog\/struggling-with-debt\/","og_locale":"en_US","og_type":"article","og_title":"A Fate Worse than Debt? - Society of St. Vincent de Paul","og_description":"SVP Social Justice Blog Post: A Fate Worse than Debt? Many household budgets are at breaking point and many struggle with debt.","og_url":"https:\/\/www.svp.ie\/blog\/struggling-with-debt\/","og_site_name":"Society of St. Vincent de Paul","article_published_time":"2013-07-26T14:20:00+00:00","article_modified_time":"2023-06-19T10:30:19+00:00","og_image":[{"width":1200,"height":833,"url":"https:\/\/www.svp.ie\/wp-content\/uploads\/2013\/07\/couple-managing-the-debt-2022-12-16-00-14-46-utc.jpg","type":"image\/jpeg"}],"author":"svpweb","twitter_card":"summary_large_image","twitter_misc":{"Written by":"svpweb","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.svp.ie\/blog\/struggling-with-debt\/#article","isPartOf":{"@id":"https:\/\/www.svp.ie\/blog\/struggling-with-debt\/"},"author":{"name":"svpweb","@id":"https:\/\/www.svp.ie\/#\/schema\/person\/6ce88244e82930b6852fec332da87f5e"},"headline":"A Fate Worse than Debt?","datePublished":"2013-07-26T14:20:00+00:00","dateModified":"2023-06-19T10:30:19+00:00","mainEntityOfPage":{"@id":"https:\/\/www.svp.ie\/blog\/struggling-with-debt\/"},"wordCount":346,"commentCount":0,"publisher":{"@id":"https:\/\/www.svp.ie\/#organization"},"image":{"@id":"https:\/\/www.svp.ie\/blog\/struggling-with-debt\/#primaryimage"},"thumbnailUrl":"https:\/\/www.svp.ie\/wp-content\/uploads\/2013\/07\/couple-managing-the-debt-2022-12-16-00-14-46-utc.jpg","keywords":["End Poverty","Social Justice","Social Justice Advocacy"],"articleSection":["Blog"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.svp.ie\/blog\/struggling-with-debt\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.svp.ie\/blog\/struggling-with-debt\/","url":"https:\/\/www.svp.ie\/blog\/struggling-with-debt\/","name":"A Fate Worse than Debt? - Society of St. Vincent de Paul","isPartOf":{"@id":"https:\/\/www.svp.ie\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.svp.ie\/blog\/struggling-with-debt\/#primaryimage"},"image":{"@id":"https:\/\/www.svp.ie\/blog\/struggling-with-debt\/#primaryimage"},"thumbnailUrl":"https:\/\/www.svp.ie\/wp-content\/uploads\/2013\/07\/couple-managing-the-debt-2022-12-16-00-14-46-utc.jpg","datePublished":"2013-07-26T14:20:00+00:00","dateModified":"2023-06-19T10:30:19+00:00","description":"SVP Social Justice Blog Post: A Fate Worse than Debt? Many household budgets are at breaking point and many struggle with debt.","breadcrumb":{"@id":"https:\/\/www.svp.ie\/blog\/struggling-with-debt\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.svp.ie\/blog\/struggling-with-debt\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.svp.ie\/blog\/struggling-with-debt\/#primaryimage","url":"https:\/\/www.svp.ie\/wp-content\/uploads\/2013\/07\/couple-managing-the-debt-2022-12-16-00-14-46-utc.jpg","contentUrl":"https:\/\/www.svp.ie\/wp-content\/uploads\/2013\/07\/couple-managing-the-debt-2022-12-16-00-14-46-utc.jpg","width":1200,"height":833,"caption":"Couple managing the debt"},{"@type":"BreadcrumbList","@id":"https:\/\/www.svp.ie\/blog\/struggling-with-debt\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.svp.ie\/"},{"@type":"ListItem","position":2,"name":"A Fate Worse than Debt?"}]},{"@type":"WebSite","@id":"https:\/\/www.svp.ie\/#website","url":"https:\/\/www.svp.ie\/","name":"Society of St. Vincent de Paul","description":"","publisher":{"@id":"https:\/\/www.svp.ie\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.svp.ie\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.svp.ie\/#organization","name":"Society of St. Vincent de Paul","url":"https:\/\/www.svp.ie\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.svp.ie\/#\/schema\/logo\/image\/","url":"https:\/\/www.svp.ie\/wp-content\/uploads\/2022\/06\/logo-header.png","contentUrl":"https:\/\/www.svp.ie\/wp-content\/uploads\/2022\/06\/logo-header.png","width":174,"height":100,"caption":"Society of St. Vincent de Paul"},"image":{"@id":"https:\/\/www.svp.ie\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/www.svp.ie\/#\/schema\/person\/6ce88244e82930b6852fec332da87f5e","name":"svpweb","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.svp.ie\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/c7bc124c61d6ec9b965ab83a5cc5ea81?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/c7bc124c61d6ec9b965ab83a5cc5ea81?s=96&d=mm&r=g","caption":"svpweb"},"url":"https:\/\/www.svp.ie\/author\/svpweb\/"}]}},"ticketed":false,"_links":{"self":[{"href":"https:\/\/www.svp.ie\/wp-json\/wp\/v2\/posts\/10100"}],"collection":[{"href":"https:\/\/www.svp.ie\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.svp.ie\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.svp.ie\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.svp.ie\/wp-json\/wp\/v2\/comments?post=10100"}],"version-history":[{"count":3,"href":"https:\/\/www.svp.ie\/wp-json\/wp\/v2\/posts\/10100\/revisions"}],"predecessor-version":[{"id":18796,"href":"https:\/\/www.svp.ie\/wp-json\/wp\/v2\/posts\/10100\/revisions\/18796"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.svp.ie\/wp-json\/wp\/v2\/media\/18795"}],"wp:attachment":[{"href":"https:\/\/www.svp.ie\/wp-json\/wp\/v2\/media?parent=10100"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.svp.ie\/wp-json\/wp\/v2\/categories?post=10100"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.svp.ie\/wp-json\/wp\/v2\/tags?post=10100"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}